Welcome From Your Loan Officer Hemen

Providing Funding For Residential and Investment Properties

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Where Your Property Dreams Becomes Reality

Are you a first-time homebuyer overwhelmed by options? An investor seeking lucrative opportunities? Or perhaps you’re exploring the financial freedom a reverse mortgage can offer? Whatever your property aspirations, you’ve come to the right place.

At Team Hemen, we don’t just facilitate loans; we build lasting relationships. With a rich legacy in real estate investment, mortgage loan facilitation, and insurance brokerage, our team is your ultimate partner in turning your property dreams into tangible assets. We’re not just experts; we’re your financial allies, committed to delivering personalized, creative, and effective solutions for your unique challenges.

Discover the Team Hemen advantage and experience a mortgage journey that’s as rewarding as your property goals. Let’s build your future, one property at a time.

WHY CHOOSE HEMEN AS YOUR TRUSTED MORTGAGE BROKER

Expertise: A Cut Above the Rest

With years of hands-on experience as a mortgage loan officer, underwriter, and real estate investor, Team Hemen brings unparalleled expertise to the table. Our comprehensive understanding of real estate investment, insurance brokerage, and the mortgage industry empowers you to make informed and profitable decisions.

Expertise: A Cut Above the Rest

With years of hands-on experience as a mortgage loan officer, underwriter, and real estate investor, Team Hemen brings unparalleled expertise to the table. Our comprehensive understanding of real estate investment, insurance brokerage, and the mortgage industry empowers you to make informed and profitable decisions.

Personalized Solutions: Because One Size Doesn’t Fit All

Every client is unique, and so are their financial goals. That’s why we offer mortgage solutions that are tailored to fit your specific needs. Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, we have the perfect solution for you.

Personalized Solutions: Because One Size Doesn’t Fit All

Every client is unique, and so are their financial goals. That’s why we offer mortgage solutions that are tailored to fit your specific needs. Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, we have the perfect solution for you.

Quick Approvals: Seize the Moment

In the fast-paced world of real estate, every second counts. Our efficient team and streamlined processes are designed to expedite your loan approval, enabling you to capitalize on lucrative opportunities without any unnecessary delays.

Quick Approvals: Seize the Moment

In the fast-paced world of real estate, every second counts. Our efficient team and streamlined processes are designed to expedite your loan approval, enabling you to capitalize on lucrative opportunities without any unnecessary delays.

Creative Financing: Your Gateway to Profitable Investments

Navigating a market filled with distressed properties can be challenging. That’s where our creative financing techniques come into play. From lease options to seller financing, we employ innovative strategies to turn obstacles into profitable investment opportunities.

Creative Financing: Your Gateway to Profitable Investments

Navigating a market filled with distressed properties can be challenging. That’s where our creative financing techniques come into play. From lease options to seller financing, we employ innovative strategies to turn obstacles into profitable investment opportunities.

Problem-Solving: Your Challenges, Our Solutions

Challenges are inevitable in any financial journey. Our problem-solving prowess and meticulous attention to detail enable us to navigate through any complexities, ensuring a smooth and hassle-free loan process.

Problem-Solving: Your Challenges, Our Solutions

Challenges are inevitable in any financial journey. Our problem-solving prowess and meticulous attention to detail enable us to navigate through any complexities, ensuring a smooth and hassle-free loan process.

The Broker Advantage: Why You Should Choose Us

Choosing a mortgage broker like Hemen offers you a range of benefits, including access to a variety of lenders, competitive rates, and personalized service that you won’t find with traditional banks

The Broker Advantage: Why You Should Choose Us

Choosing a mortgage broker like Hemen offers you a range of benefits, including access to a variety of lenders, competitive rates, and personalized service that you won’t find with traditional banks.

Where Your Property Dreams Becomes Reality

Are you a first-time homebuyer overwhelmed by options? An investor seeking lucrative opportunities? Or perhaps you’re exploring the financial freedom a reverse mortgage can offer? Whatever your property aspirations, you’ve come to the right place.

At Team Hemen, we don’t just facilitate loans; we build lasting relationships. With a rich legacy in real estate investment, mortgage loan facilitation, and insurance brokerage, our team is your ultimate partner in turning your property dreams into tangible assets. We’re not just experts; we’re your financial allies, committed to delivering personalized, creative, and effective solutions for your unique challenges.

Discover the Team Hemen advantage and experience a mortgage journey that’s as rewarding as your property goals. Let’s build your future, one property at a time.

WHY CHOOSE HEMEN AS YOUR TRUSTED MORTGAGE BROKER

Expertise: A Cut Above the Rest

With years of hands-on experience as a mortgage loan officer, underwriter, and real estate investor, Team Hemen brings unparalleled expertise to the table. Our comprehensive understanding of real estate investment, insurance brokerage, and the mortgage industry empowers you to make informed and profitable decisions.

Expertise: A Cut Above the Rest

With years of hands-on experience as a mortgage loan officer, underwriter, and real estate investor, Team Hemen brings unparalleled expertise to the table. Our comprehensive understanding of real estate investment, insurance brokerage, and the mortgage industry empowers you to make informed and profitable decisions.

Personalized Solutions: Because One Size Doesn’t Fit All

Every client is unique, and so are their financial goals. That’s why we offer mortgage solutions that are tailored to fit your specific needs. Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, we have the perfect solution for you.

Personalized Solutions: Because One Size Doesn’t Fit All

Every client is unique, and so are their financial goals. That’s why we offer mortgage solutions that are tailored to fit your specific needs. Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, we have the perfect solution for you.

Quick Approvals: Seize the Moment

In the fast-paced world of real estate, every second counts. Our efficient team and streamlined processes are designed to expedite your loan approval, enabling you to capitalize on lucrative opportunities without any unnecessary delays.

Quick Approvals: Seize the Moment

In the fast-paced world of real estate, every second counts. Our efficient team and streamlined processes are designed to expedite your loan approval, enabling you to capitalize on lucrative opportunities without any unnecessary delays.

Creative Financing: Your Gateway to Profitable Investments

Navigating a market filled with distressed properties can be challenging. That’s where our creative financing techniques come into play. From lease options to seller financing, we employ innovative strategies to turn obstacles into profitable investment opportunities.

Creative Financing: Your Gateway to Profitable Investments

Navigating a market filled with distressed properties can be challenging. That’s where our creative financing techniques come into play. From lease options to seller financing, we employ innovative strategies to turn obstacles into profitable investment opportunities.

Problem-Solving: Your Challenges, Our Solutions

Challenges are inevitable in any financial journey. Our problem-solving prowess and meticulous attention to detail enable us to navigate through any complexities, ensuring a smooth and hassle-free loan process.

Problem-Solving: Your Challenges, Our Solutions

Challenges are inevitable in any financial journey. Our problem-solving prowess and meticulous attention to detail enable us to navigate through any complexities, ensuring a smooth and hassle-free loan process.

The Broker Advantage: Why You Should Choose Us

Choosing a mortgage broker like Hemen offers you a range of benefits, including access to a variety of lenders, competitive rates, and personalized service that you won’t find with traditional banks

The Broker Advantage: Why You Should Choose Us

Choosing a mortgage broker like Hemen offers you a range of benefits, including access to a variety of lenders, competitive rates, and personalized service that you won’t find with traditional banks.

Where Your Property Dreams Becomes Reality

Are you a first-time homebuyer overwhelmed by options? An investor seeking lucrative opportunities? Or perhaps you’re exploring the financial freedom a reverse mortgage can offer? Whatever your property aspirations, you’ve come to the right place.

At Team Hemen, we don’t just facilitate loans; we build lasting relationships. With a rich legacy in real estate investment, mortgage loan facilitation, and insurance brokerage, our team is your ultimate partner in turning your property dreams into tangible assets. We’re not just experts; we’re your financial allies, committed to delivering personalized, creative, and effective solutions for your unique challenges.

Discover the Team Hemen advantage and experience a mortgage journey that’s as rewarding as your property goals. Let’s build your future, one property at a time.

WHY CHOOSE HEMEN AS YOUR TRUSTED MORTGAGE BROKER

Expertise: A Cut Above the Rest

With years of hands-on experience as a mortgage loan officer, underwriter, and real estate investor, Team Hemen brings unparalleled expertise to the table. Our comprehensive understanding of real estate investment, insurance brokerage, and the mortgage industry empowers you to make informed and profitable decisions.

Expertise: A Cut Above the Rest

With years of hands-on experience as a mortgage loan officer, underwriter, and real estate investor, Team Hemen brings unparalleled expertise to the table. Our comprehensive understanding of real estate investment, insurance brokerage, and the mortgage industry empowers you to make informed and profitable decisions.

Personalized Solutions: Because One Size Doesn’t Fit All

Every client is unique, and so are their financial goals. That’s why we offer mortgage solutions that are tailored to fit your specific needs. Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, we have the perfect solution for you.

Personalized Solutions: Because One Size Doesn’t Fit All

Every client is unique, and so are their financial goals. That’s why we offer mortgage solutions that are tailored to fit your specific needs. Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, we have the perfect solution for you.

Quick Approvals: Seize the Moment

In the fast-paced world of real estate, every second counts. Our efficient team and streamlined processes are designed to expedite your loan approval, enabling you to capitalize on lucrative opportunities without any unnecessary delays.

Quick Approvals: Seize the Moment

In the fast-paced world of real estate, every second counts. Our efficient team and streamlined processes are designed to expedite your loan approval, enabling you to capitalize on lucrative opportunities without any unnecessary delays.

Creative Financing: Your Gateway to Profitable Investments

Navigating a market filled with distressed properties can be challenging. That’s where our creative financing techniques come into play. From lease options to seller financing, we employ innovative strategies to turn obstacles into profitable investment opportunities.

Creative Financing: Your Gateway to Profitable Investments

Navigating a market filled with distressed properties can be challenging. That’s where our creative financing techniques come into play. From lease options to seller financing, we employ innovative strategies to turn obstacles into profitable investment opportunities.

Problem-Solving: Your Challenges, Our Solutions

Challenges are inevitable in any financial journey. Our problem-solving prowess and meticulous attention to detail enable us to navigate through any complexities, ensuring a smooth and hassle-free loan process.

Problem-Solving: Your Challenges, Our Solutions

Challenges are inevitable in any financial journey. Our problem-solving prowess and meticulous attention to detail enable us to navigate through any complexities, ensuring a smooth and hassle-free loan process.

The Broker Advantage: Why You Should Choose Us

Choosing a mortgage broker like Hemen offers you a range of benefits, including access to a variety of lenders, competitive rates, and personalized service that you won’t find with traditional banks

The Broker Advantage: Why You Should Choose Us

Choosing a mortgage broker like Hemen offers you a range of benefits, including access to a variety of lenders, competitive rates, and personalized service that you won’t find with traditional banks.

About Us

At Your Loan Officer Hemen, we help clients obtain the best loans in Texas in order to finance their properties. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. When it comes to your mortgage needs, our mission is to be your lending expert.

About Us

About Us

At Your Loan Officer Hemen, we help clients obtain the best loans in Texas in order to finance their properties. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. When it comes to your mortgage needs, our mission is to be your lending expert.

About Us

About Us

At Your Loan Officer Hemen, we help clients obtain the best loans in Texas in order to finance their properties. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. When it comes to your mortgage needs, our mission is to be your lending expert.

About Us

Residential Property Loans

Whether you're a first-time homebuyer or looking to upgrade, we offer a variety of residential property loans to meet your needs. From conventional loans to government-backed options, our team will guide you through the entire process, ensuring a smooth and hassle-free experience.
Apply Now

Investment Property Loans

Unlock the potential of real estate investment with our specialized investment property loans. Whether you're interested in single-family homes, multi-family units, or commercial properties, we offer competitive rates and flexible terms to help you achieve your investment goals.
Apply Now

Residential Property Loans

Whether you're a first-time homebuyer or looking to upgrade, we offer a variety of residential property loans to meet your needs. From conventional loans to government-backed options, our team will guide you through the entire process, ensuring a smooth and hassle-free experience.
Apply Now

Investment Property Loans

Unlock the potential of real estate investment with our specialized investment property loans. Whether you're interested in single-family homes, multi-family units, or commercial properties, we offer competitive rates and flexible terms to help you achieve your investment goals.
Apply Now

Our Testimonials

What people say about us

Residential Property Loans

Whether you're a first-time homebuyer or looking to upgrade, we offer a variety of residential property loans to meet your needs. From conventional loans to government-backed options, our team will guide you through the entire process, ensuring a smooth and hassle-free experience.
Apply Now

Investment Property Loans

Unlock the potential of real estate investment with our specialized investment property loans. Whether you're interested in single-family homes, multi-family units, or commercial properties, we offer competitive rates and flexible terms to help you achieve your investment goals.
Apply Now

Get Mortgage Quote

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About Our Company

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On Time Lending is right on time. Ehimen was very professional, and made the process very easy.

Keith Barker

I recently worked with Ehimen for my mortgage loan. He was straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end I was able to get my dream home.

Brenda Dennis

I have worked with Ehimen for many years on refinances and mortgages on our home and businesses. He has always been professional and knowledgeable in every area of lending. I would highly recommend her for any of your mortgage needs.

Mary Ann Hurd

On Time Lending is right on time. Ehimen was very professional, and made the process very easy.

Keith Barker

I recently worked with Ehimen for my mortgage loan. He was straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end I was able to get my dream home.

Brenda Dennis

I have worked with Ehimen for many years on refinances and mortgages on our home and businesses. He has always been professional and knowledgeable in every area of lending. I would highly recommend her for any of your mortgage needs.

Mary Ann Hurd

Our Testimonials

What people say about us

On Time Lending is right on time. Ehimen was very professional, and made the process very easy.

Keith Barker

I recently worked with Ehimen for my mortgage loan. He was straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end I was able to get my dream home.

Brenda Dennis

I have worked with Ehimen for many years on refinances and mortgages on our home and businesses. He has always been professional and knowledgeable in every area of lending. I would highly recommend her for any of your mortgage needs.

Mary Ann Hurd

Powered By On Time Lending LLC Company NMLS 1690300 www.nmlsconsumeraccess.org

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The Equal Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because an applicant receives income from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with the law is the Federal Trade Commission, Equal Credit Opportunity, Washington, D. C. 20580

Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

Copyright © 2022 Your Loan Officer Hemen. All Rights Reserved.

Designed By: Favour Solomon

Powered By On Time Lending LLC Company NMLS 1690300 www.nmlsconsumeraccess.org

Facebook Instagram

Quick Links

Other Links

Mailing Address

The Equal Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because an applicant receives income from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with the law is the Federal Trade Commission, Equal Credit Opportunity, Washington, D. C. 20580

Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

Copyright © 2022 Your Loan Officer Hemen. All Rights Reserved.

Designed By: Favour Solomon

Powered By On Time Lending LLC Company NMLS 1690300 www.nmlsconsumeraccess.org

Quick Links

Other Links

Mailing Address

Facebook Instagram
The Equal Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because an applicant receives income from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with the law is the Federal Trade Commission, Equal Credit Opportunity, Washington, D. C. 20580

Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

Copyright © 2022 Your Loan Officer Hemen. All Rights Reserved.

Designed By: Favour Solomon